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You are here: Lending products » Vehicle loans

Vehicle loans

Have your Vehicle Loan approved before you get to the dealership. You won’t have to worry about negotiating terms with the salesperson because you will already have affordable Community 1 financing in place! Our Vehicle Loans offer:
  • Low interest rates

    We're a credit union, remember? We're not-for-profit so our income is returned to you with low rates on your loans, and high rates on your deposit accounts.

  • 30 MINUTES GUARANTEED - Express Auto Loans - 30 Minutes Or Less Guaranteed!

    When your loan is approved, the paperwork is processed quickly. Our loan staff can process your loan in 30 minutes or less or YOU get $50.00*. We save additional time for you by processing all necessary title paperwork. This means no standing in line at the DMV!
    * Some restrictions may apply

  • Easy repayment

    We make your monthly payments quick and easy with convenient and free payroll deduction, direct deposit or automatic withdrawal options.

  • Free Preapprovals

    Make vehicle shopping easy and know how much car you can afford before taking the trip to the dealership.

  • Flexible Financing Terms & Options

    Finance up to 100% of MSRP on new vehicles and 100% of NADA Trade-in Value. With terms up to 60 months and extended terms available for luxury vehicles, we can customize a loan to fit your needs!
Click Here to find your new car today!

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Vehicle loans

New/Used Auto (0-5 yrs old) 5.25%
Used Auto (6-10 yrs old) 8.95%
Antique/Collector Item Auto 9.95%
New Boat 6.50%
Used Boat 7.50%
New Personal Watercraft 7.00%
Used Personal Watercraft 8.50%
New RV 7.25%
Used RV 7.50%
New Motorcycle/ATV 6.25%
Used Motorcycle/ATV 7.25%
New Tractor 7.25%
Used Tractor 8.25%
Other Chattel 10.25%
Additional Loan Rates